Aug. 8, 2025, 1:53 p.m. -
article
Paybis acts as a versatile crypto‑payment solution, established in 2014 and headquartered in Warsaw,
Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and
handling billions in transaction volume :contentReference[oaicite:1]index=1.
The platform delivers a desktop & mobile wallet
as a service and on‑ramp/off‑ramp API integration options
for businesses, enabling users to buy, sell, swap and accept crypto payments effortlessly across traditional and blockchain rails :contentReference[oaicite:2]index=2.
It facilitates over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank
transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum
commission and card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :contentReference[oaicite:4]index=4.
Its MPC‑based hybrid wallet architecture, which splits private keys across multiple parties, ensures on‑chain transparency,
user control, and strong security without needing traditional “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
The company is registered as a Money Service Business with FinCEN in the USA,
is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions
while offering optional no‑KYC flow for smaller amounts (under
~$2,000) in select cases :contentReference[oaicite:6]index=6.
Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account managers,
and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine
languages :contentReference[oaicite:7]index=7.
Use cases include wallets, fintechs, marketplaces, gaming
platforms, DeFi services, and global platforms in need of
stablecoin payouts, IBAN‑based settlement, or mass crypto payouts via Paybis Send or
OTC business wallets :contentReference[oaicite:8]index=8.
Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings thanks to its customer‑friendly
design and straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
Altogether, Paybis delivers a robust, secure, and flexible crypto payment and wallet
solution ideal for businesses wanting to bridge fiat and
crypto with minimal hassle and strong compliance frameworks.
